The New Capital Journal
Financial news, views, advice, and guidance.
Brought to you by New Capital and our business partners.
What Is the Outlook for Oil Prices?
The likely cause for declining oil prices is increased U.S. production, which is expected to reach an all-time high in 2023.
Fidelity Increases Mobile Deposit Limit
Effective July 25, 2023, Fidelity will increase the limit on mobile check deposits to $500,000.
The Evolution of Small Cap Investing: Four Decades of Innovation at Dimensional
Over the past 20 year, 92% of Dimensional’s small cap funds outperformed their benchmarks vs. only 30% industry-wide.
7 Steps to Estimating Your In-Retirement Cash Flow Needs
Rules of thumb may be too high for affluent retirees with high savings rates, but healthcare costs are a major swing factor.
Hotter Than Ever: 2023 Sets New Global Temperature Records
As daily temperatures rise across the planet, 2023 saw the global average temperature soar to record highs from July 4th - 7th.
Good News From the June CPI Report: Inflation Is Truly Declining
The market-friendly number is still above the Fed’s target, and a July interest-rate hike looks likely.
Don't Get Hooked by these Financial Scams
Learn the best ways to safeguard your personal information—and your money.
Visualizing 1 Billion Square Feet of Empty Office Space
The US has almost 1 billion square feet of empty office space. If stacked as a single office tower, it would span over 48,000 vacant floors.
Can We Talk About Your Will?
Bringing up the conversation of Wills to your parents can be challenging, but it is important to bring up these topics sooner rather than later so that you have the opportunity to understand your loved one’s final wishes.
Living Will: Planning Your Legacy
By establishing a living will, you can have peace of mind knowing that your loved ones will know exactly what to do if the unimaginable happens.
Midyear Review: Staying Focused as Markets Shift
The first half of the year has given investors plenty to process—from banking turmoil to a morphing yield curve to the debt ceiling debate.
Q2 Quarterly Market Review
The DFA Quarterly Market Review features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
Have U.S. Equities Rallied Too Much?
Beneath the surface are two market dynamics: the megacap tech stocks, which account for the lion’s share of positive market performance year-to-date, and everything else.
Midyear Economic Outlook: Sticky Inflation Most Everywhere
Get updates on our 2023 outlook for growth, inflation, and central bank policies, plus 10-year asset class return forecasts.
The Legacy of Harry Markowitz
Reflecting on the man who built investing’s foundation: Modern Portfolio Theory.
U.S. Supreme Court Blocks Student Loan Cancellation, Payments to Resume
Three important developments occurred recently in the world of federal student loans.
VIDEO: The Fed's Rate Moves and Inflation
The Fed has initiated this rapid series of rate increases, the fastest set of increases since the 1980’s, in an attempt to slow the economy and bring down red-hot inflation.
Market Perspectives
Our global survey of economic conditions features a look at divergent expectations for the key U.S. interest rate.
Who Should Be My Beneficiary?
Deciding who should be your beneficiary may be a no-brainer for some people. But for others, it might be a bit more difficult.
Estate Planning For Families With LGBTQ+ Loved Ones
Frank conversations and some extra planning may be necessary.