
The New Capital JOURNAL
Financial news, views, advice, and guidance.
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What Happens If the U.S. Breaches the Debt Ceiling?
The U.S. reached its debt limit of USD 31.4 trillion on January 19th and has since been relying on funds in the Treasury General Account (TGA) and so-called “extraordinary measures” to fund its obligations.
The Stock Market vs. Stocks in the Market
If your wealth is highly concentrated in any one individual stock, take this opportunity to learn an important lesson: While many people think they know more than other investors, none of us knows more than the market.
What You Should Know About the Federal Reserve's New Instant Payments System
The Federal Reserve will be launching its own real-time, instant payments system called the FedNow Service (FedNow).
Dimensional 2023 Matrix Book
Dimensional’s annual survey of investment performance draws on historical data to look beyond short-term market fluctuations and shed light on the dimensions that explain differences in returns.
Q1 Market Review- Webinar Recording
Watch a recording of our webinar: Q1 Market Review presented by Leonard Golub, CFA.
True Diversification Calls for A Global Outlook
Picking the right countries, sectors, and securities (and getting the timing right) is virtually impossible to do consistently. That’s where consistent global diversification comes in.
Rescuing America's Safety Net
Both Medicare and Social Security — the cornerstones of "America's Safety Net" — face serious fiscal challenges that require Congressional action.
You Can Make IRA Contributions At Any Age, But Should You?
Traditional IRA contributions after RMD age may make sense, but it depends on your tax situation.
Testamentary Trust vs Living Trust: What's the Difference?
How living trusts and testamentary trusts work and how they are different.
Market Perspectives
Vanguard Market perspectives offers global economic and security returns forecasts.
Winter is over. Bonds are back.
Investment-grade fixed income has rediscovered its old strengths.
SECURE 2.0 Helps Small Employers Help Their Employees
The SECURE 2.0 Act of 2022 is a sweeping set of provisions designed to improve the nation's retirement-planning health. Here is a brief look at some of the tax perks, rule changes, and incentives included in the legislation.
Will the U.S. Dollar Go “Digital”?
On March 15, the Federal Reserve announced a new payment service called FedNow. The announcement came roughly a year after President Biden signed an executive order tasking the Federal Reserve with looking into a CBDC for the U.S. financial system.
How to Convert a 529 Plan to a Roth IRA
See if you’re eligible for this Secure 2.0 provision.
Why Portfolio Diversification Helped Investors in 2022
The approach wasn’t a cure-all during last year’s brutal market environment, but it helped buffer some losses.
Will the March CPI print force the Fed to hike in May?
Much of the “stickiness” that has been ascribed to core services may largely reflect the lingering hangover of supply chain issues, where Fed policy has little impact.
See-Through Trust: Secure the Longest Possible RMD Through Your Estate Plan
Wondering how the SECURE Act will impact your retirement savings and distributions? Learn how using a See-through Trust may be just the solution you’re looking for.
Should Commodities Have A Role In Your Portfolio?
It may depend on your inflation expectations.
NCM Cash Management Options
New Capital has assembled a comprehensive lineup of both cash and cash equivalents.
Would Raising the Full Retirement Age Really Save Social Security?
Trends suggest today’s younger workers would be hurt the most by another increase.