The New Capital Journal
Financial news, views, advice, and guidance.
Brought to you by New Capital and our business partners.
529s – An Option for Education AND Retirement
The flexibility of 529 plans is increasing, providing options for both education saving and retirement planning.
Blended Family Estate Planning: Challenges, Tips, and Mistakes To Avoid
Estate planning strategies change along with shifting family dynamics.
Social Security Is Taxable? Don’t Be Caught Off Guard.
Here’s how to determine what you owe this tax season.
Parenting and Philanthropy - Growing the Next Generation of Givers
When it comes to parenting, charitable giving can act as a catalyst for instilling kindness, empathy, and the value of philanthropy in the next generation.
Many Happy Returns
I believe that the key to successful investing is to cultivate a long-term perspective, where you think in decades, not days.
Vanguard’s Economic and Market Outlook For 2024
A return to sound money. It’s a theme we at Vanguard have been communicating for more than a year, and in 2024 we believe that the greater investing world will come around to its implications.
Going Global for Value
Global diversification can increase the reliability of outperformance for strategies pursuing higher than market returns.
Complete Guide to Joint Trusts
For married couples, a Joint Revocable Trust might be able to offer a sense of confidence that begins the day you both sign.
Mitigating Taxes With A Qualified Charitable Distribution
We don’t normally think of giving money away as the best way to save money. But those who have reached the age when required minimum distributions (RMDs) must be taken have a nice option to reduce their taxable income.
Chart of the Week: Magnificent 7 Outperformance May Not Continue
Rather than seeking additional exposure to these mega-cap stocks, investors should ensure their portfolios are broadly diversified to capture the returns of whatever companies ascend to the top in the future
High Rates Don’t Put the Brakes on Stocks
Historical evidence suggests that interest rates have not been meaningful predictors of stock returns.
Rethinking the Dash to Cash
While higher yields may make cash appealing, higher cash balances may actually reduce your ability to achieve your long-term investment goals.
Probate Court 101: What to Expect During Probate
Losing a loved one is challenging for a number of reasons, but it can be made even more difficult if you are responsible for navigating the many legal processes associated with probate court.
Q3 Quarterly Market Review
This report features world capital market performance and a timeline of events for the past quarter.
Minors Inheriting Assets: Limitations and Considerations
Learn how to set up an estate plan workaround to ensure your children can successfully obtain their inheritance.
3 Ways to Deal With High Mortgage Rates
These strategies can help you make the most of this challenging housing market.
Markets Brief: Value Stocks Have Suffered In 2023 but Are Showing Signs of Recovery
These stocks have led the latest gains for the value side of the market.
Chart of the Week: Beware of Sample Periods
Investors should evaluate fully representative data rather than falling for the “shiny object” of recent performance.
Practicing Healthy Habits, Pursuing Wealthy Outcomes
Good investing, like good health, requires long-term discipline and commitment.