The New Capital Journal
Financial news, views, advice, and guidance.
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This Budgeting Trick Can Help With Your Financial Goals
The golden ratio can help you find the right balance between spending and saving.
Municipal Bond Downgrades Coming, But Defaults Unlikely
Vanguard currently believes a recession will likely arrive this year, and municipal bond investors should expect that headlines about the potential for downgrades and defaults will soon follow.
How to Find Funds That Address Systemic Racism and the Wealth Gap
This Martin Luther King Jr. Day, consider what tools you can use to create change.
2022 Annual & Q4 Market Review
The DFA 2022 Annual and Q4 Market Reviews feature world capital market performance and a timeline of events for the past year and the past quarter.
Outlook 2023: Bonds Are Back
After a stormy 2022, the forecast looks bright for fixed income.
What Are The Investment Implications of China’s Reopening?
China’s resumption of normal manufacturing activity should continue to support supply chain normalization, maintaining global inflation on its cooling trend.
What to Know About Inherited IRAs
A beneficiary’s options depend on the IRA owner’s age at death and the beneficiary’s category.
Expecting More Market Chop in 2023
Markets may continue to face choppiness in 2023 as investors navigate potentially declining earnings and rates that stay high for longer than expected.
Tenancy in Common vs Joint Tenancy - What You Need to Know
Tenancy in common and joint tenancy are both ways of sharing ownership of property. But how do they differ?
This Has Been a Test: Developing a Financial Plan You Can Stick With
What has stayed constant throughout my life is the power of people to make progress in the face of challenges.
6 Conversations About Money to Have With Your Family Over the Holidays
Carve out some time to discuss financial planning.
PODCAST: Will 2023 Be A Year of Slow Growth, But Better Markets?
Dr. David Kelly and Jack Manley, Global Market Strategist, review 2022's turbulent investing landscape and discuss the outlook and opportunities for 2023.
Last-Minute Charitable-Giving Strategies for 2022
Tax and IRA expert Ed Slott shares tips for earning a tax break on charitable contributions.
2023 Economy and Markets: 4 Things to Know
Key Takeaways from the 2023 Vanguard Economic and Market Outlook.
Is Inflation Finally Slowing?
This report reflects welcome progress on both core goods and services ex-housing.
When Do Beneficiaries of a Will Get Notified: A Guide
When do beneficiaries of a will get notified of their inclusion? Learn the details surrounding last will and testaments and beneficiary notification here.
Have International Equity Markets Already Priced in the Worst?
While the 2023 outlook is still uncertain, “less bad” news helps to reduce uncertainty when a lot of negativity has already been priced into multiples and currencies.
Feeling Grateful? Give Generously!
Every year—but even more so in tough times—our country’s nonprofit sector plays a crucial role in ameliorating economic hardship. Now more than ever, it is time for those of us who can to step up and support them.
Time the Market at Your Peril
My fear is that faster and easier ways of investing will allow people to lose more money faster and easier.
Market Perspectives: December 2022
Vanguard December Market perspectives offers global economic and security returns forecasts.