
The New Capital JOURNAL
Financial news, views, advice, and guidance.
Brought to you by New Capital and our business partners.
Winter is over. Bonds are back.
Investment-grade fixed income has rediscovered its old strengths.
SECURE 2.0 Helps Small Employers Help Their Employees
The SECURE 2.0 Act of 2022 is a sweeping set of provisions designed to improve the nation's retirement-planning health. Here is a brief look at some of the tax perks, rule changes, and incentives included in the legislation.
Will the U.S. Dollar Go “Digital”?
On March 15, the Federal Reserve announced a new payment service called FedNow. The announcement came roughly a year after President Biden signed an executive order tasking the Federal Reserve with looking into a CBDC for the U.S. financial system.
How to Convert a 529 Plan to a Roth IRA
See if you’re eligible for this Secure 2.0 provision.
Why Portfolio Diversification Helped Investors in 2022
The approach wasn’t a cure-all during last year’s brutal market environment, but it helped buffer some losses.
Will the March CPI print force the Fed to hike in May?
Much of the “stickiness” that has been ascribed to core services may largely reflect the lingering hangover of supply chain issues, where Fed policy has little impact.
See-Through Trust: Secure the Longest Possible RMD Through Your Estate Plan
Wondering how the SECURE Act will impact your retirement savings and distributions? Learn how using a See-through Trust may be just the solution you’re looking for.
Should Commodities Have A Role In Your Portfolio?
It may depend on your inflation expectations.
NCM Cash Management Options
New Capital has assembled a comprehensive lineup of both cash and cash equivalents.
Would Raising the Full Retirement Age Really Save Social Security?
Trends suggest today’s younger workers would be hurt the most by another increase.
Lost Wills
Probating an original will is easy in Texas. Probating a copy is harder, and for good reason.
SECURE 2.0 Adds New Early Withdrawal Exceptions
Withdrawals covered by these new exceptions can be repaid within three years.
A Guide to Pot Trusts
If you’re looking for a solution that allows you to exercise equity over equality, consider setting up a Pot Trust.
Quarterly Market Review
The DFA Quarterly Market Review features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
Could the Stock Market Spring Forward?
Where we go from here is all about earnings and the Fed.
What is the Difference Between a Trust Account and an Estate Account?
The estate account vs. trust account debate exists for a reason: both financial vehicles have a lot in common. As a result, it may be confusing to know which one suits your needs the best.
The March FOMC Decision: Is the Fed Done Tightening?
The Federal Reserve acknowledged the potential implications of banking turmoil on the economic outlook but highlighted that at this point, it’s uncertain how big that impact will be.
Vanguard’s Head of Bonds Shares Perspective on Recent Bank Closures
With all the recent headlines about bank failures, we asked Sara Devereux, global head of Vanguard Fixed Income Group, for her perspective on what happened with the banks, how our bond portfolios fared in the market tumult that followed, and how well positioned those portfolios are for future volatility.
Federal Income Tax Returns Due for Most Individuals
The federal income tax filing deadline for individuals is generally Tuesday, April 18, 2023.
Types of Taxes that Can Affect Your Inheritance
Receiving an inheritance? Here are 3 types of taxes that may affect your inheritance.