The New Capital Journal
Financial news, views, advice, and guidance.
Brought to you by New Capital and our business partners.
Navigating Uncertainty: A Post-College Road Map
You can thrive in a world of uncertainty and create a life that is uniquely your own.
Fidelity Charitable 2024 Giving Report
More than 322,000 Fidelity Charitable donors made 2023 our most impactful year to date, granting a record-breaking $11.8 billion to charities around the world.
Jump-Start A Roth IRA With A 529 Rollover
Certain 529 plan distributions that are directly rolled over to the plan beneficiary’s Roth IRA will not be subject to the additional tax.
I’m 65 and Still Working. Should I Enroll in Medicare?
How to decide if it’s the right time to sign up for Medicare and the costs of late enrollment.
How Much Does A Funeral Really Cost?
Depending on the type of funeral service you are having, the cost can vary significantly.
Q1 Quarterly Market Review
This report features world capital market performance and a timeline of events for the past quarter.
What I See When I Watch Basketball
What I love is witnessing an arena full of athletes trying their absolute hardest, working together to achieve a common goal.
529s – An Option for Education AND Retirement
The flexibility of 529 plans is increasing, providing options for both education saving and retirement planning.
Blended Family Estate Planning: Challenges, Tips, and Mistakes To Avoid
Estate planning strategies change along with shifting family dynamics.
Social Security Is Taxable? Don’t Be Caught Off Guard.
Here’s how to determine what you owe this tax season.
Parenting and Philanthropy - Growing the Next Generation of Givers
When it comes to parenting, charitable giving can act as a catalyst for instilling kindness, empathy, and the value of philanthropy in the next generation.
Many Happy Returns
I believe that the key to successful investing is to cultivate a long-term perspective, where you think in decades, not days.
Vanguard’s Economic and Market Outlook For 2024
A return to sound money. It’s a theme we at Vanguard have been communicating for more than a year, and in 2024 we believe that the greater investing world will come around to its implications.
Going Global for Value
Global diversification can increase the reliability of outperformance for strategies pursuing higher than market returns.
Complete Guide to Joint Trusts
For married couples, a Joint Revocable Trust might be able to offer a sense of confidence that begins the day you both sign.
Mitigating Taxes With A Qualified Charitable Distribution
We don’t normally think of giving money away as the best way to save money. But those who have reached the age when required minimum distributions (RMDs) must be taken have a nice option to reduce their taxable income.
Chart of the Week: Magnificent 7 Outperformance May Not Continue
Rather than seeking additional exposure to these mega-cap stocks, investors should ensure their portfolios are broadly diversified to capture the returns of whatever companies ascend to the top in the future
High Rates Don’t Put the Brakes on Stocks
Historical evidence suggests that interest rates have not been meaningful predictors of stock returns.
Rethinking the Dash to Cash
While higher yields may make cash appealing, higher cash balances may actually reduce your ability to achieve your long-term investment goals.