The New Capital Journal
Financial news, views, advice, and guidance.
Brought to you by New Capital and our business partners.
International Style
Factor investing has seen increased popularity in the US. Investors may also want to consider increasing their opportunity set by considering factors abroad.
Social Security Do-Over: Claim, Suspend, and Restart
Find out about a little-known do-over strategy to reset your claim and increase your monthly Social Security paycheck by up to 24%.
Is Contesting A Will Possible?
Contesting a Will can be a long process, but it’s certainly possible. We’ll explain when and how to do it the right way, if ever necessary.
The Stock Market vs. Stocks in the Market
If your wealth is highly concentrated in any one individual stock, take this opportunity to learn an important lesson: While many people think they know more than other investors, none of us knows more than the market.
Dimensional 2023 Matrix Book
Dimensional’s annual survey of investment performance draws on historical data to look beyond short-term market fluctuations and shed light on the dimensions that explain differences in returns.
True Diversification Calls for A Global Outlook
Picking the right countries, sectors, and securities (and getting the timing right) is virtually impossible to do consistently. That’s where consistent global diversification comes in.
You Can Make IRA Contributions At Any Age, But Should You?
Traditional IRA contributions after RMD age may make sense, but it depends on your tax situation.
Testamentary Trust vs Living Trust: What's the Difference?
How living trusts and testamentary trusts work and how they are different.
Market Perspectives
Vanguard Market perspectives offers global economic and security returns forecasts.
Winter is over. Bonds are back.
Investment-grade fixed income has rediscovered its old strengths.
How to Convert a 529 Plan to a Roth IRA
See if you’re eligible for this Secure 2.0 provision.
Why Portfolio Diversification Helped Investors in 2022
The approach wasn’t a cure-all during last year’s brutal market environment, but it helped buffer some losses.
See-Through Trust: Secure the Longest Possible RMD Through Your Estate Plan
Wondering how the SECURE Act will impact your retirement savings and distributions? Learn how using a See-through Trust may be just the solution you’re looking for.
Should Commodities Have A Role In Your Portfolio?
It may depend on your inflation expectations.
Would Raising the Full Retirement Age Really Save Social Security?
Trends suggest today’s younger workers would be hurt the most by another increase.
Lost Wills
Probating an original will is easy in Texas. Probating a copy is harder, and for good reason.
A Guide to Pot Trusts
If you’re looking for a solution that allows you to exercise equity over equality, consider setting up a Pot Trust.
Quarterly Market Review
The DFA Quarterly Market Review features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
Could the Stock Market Spring Forward?
Where we go from here is all about earnings and the Fed.
What is the Difference Between a Trust Account and an Estate Account?
The estate account vs. trust account debate exists for a reason: both financial vehicles have a lot in common. As a result, it may be confusing to know which one suits your needs the best.