The New Capital Journal
Financial news, views, advice, and guidance.
Brought to you by New Capital and our business partners.
Would Raising the Full Retirement Age Really Save Social Security?
Trends suggest today’s younger workers would be hurt the most by another increase.
Lost Wills
Probating an original will is easy in Texas. Probating a copy is harder, and for good reason.
A Guide to Pot Trusts
If you’re looking for a solution that allows you to exercise equity over equality, consider setting up a Pot Trust.
Quarterly Market Review
The DFA Quarterly Market Review features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets.
Could the Stock Market Spring Forward?
Where we go from here is all about earnings and the Fed.
What is the Difference Between a Trust Account and an Estate Account?
The estate account vs. trust account debate exists for a reason: both financial vehicles have a lot in common. As a result, it may be confusing to know which one suits your needs the best.
Vanguard’s Head of Bonds Shares Perspective on Recent Bank Closures
With all the recent headlines about bank failures, we asked Sara Devereux, global head of Vanguard Fixed Income Group, for her perspective on what happened with the banks, how our bond portfolios fared in the market tumult that followed, and how well positioned those portfolios are for future volatility.
Types of Taxes that Can Affect Your Inheritance
Receiving an inheritance? Here are 3 types of taxes that may affect your inheritance.
How the 3 10-Year Rules Work for Inherited IRAs
Rules work differently for each class of beneficiary.
LGBTQIA+ Estate Planning: Understanding Issues that Impact
Review unique estate planning issues that impact the LGBTQIA+ community.
What the SVB Closure May Mean for Markets
The closure is unlikely to trigger a crisis, but may have other impacts.
Navigating the Current Debt Limit Episode
Debates over federal fiscal policy and rising debt levels, along with continued differences in views of government spending priorities, have led to a series of contentious debt limit episodes in recent years.
Important Life Lessons for Everyone to Know
Here are some important life lessons to remember and share with others.
What’s Your True Net Worth?
People are naturally concerned about their own lifetime financial experience, but maybe even more about the financial future of the people they’ll leave behind.
Term Life Insurance vs Whole Life Insurance: What You Need to Know
Making a decision on what kind of life insurance to get is crucial. Learn the differences between term life and whole life insurance here.
How Does an SEP Plan Work?
A Simplified Employee Pension (SEP) can enable you to save just as much for retirement as you would be able to save through a more costly and complex 401(k) plan.