Student of the Market - July 2021, from BlackRock

You have more home improvement loan options than you probably realize, so let’s take a look at the different ways to finance your next renovation project.

Creating a plan for your healthcare can give you the peace of mind that, even in the worst of situations, your loved ones will know what you wanted to occur clearly and be able to go forward in following your wishes.

You can save some assets for a spouse and qualify for Medicaid using strategies from an Elder Law or Medicaid Planning Attorney.

Due to a variety of market-based factors, interest rates remain near historically low levels, providing a refi-friendly environment for those who’ve yet to get in on the act.

Not every family can afford to give their children an advance on their inheritance, but for those who can, there are some things to consider.

The current state of low mortgage rates has made house hunters ready to pounce on almost any home that comes on the market, and that’s driving up prices.

No matter what kind of estate plan you use, your plan can be undone by some common mistakes when making beneficiary designations.

Understand how the new stimulus package may impact your charitable contributions in the 2021 tax year.

An Energy Efficient Mortgage (EEM) can be used both to purchase or to refinance a home that is already certified as energy-efficient, as well as to finance the upgrades required to make a home energy efficient.

Powers of Attorney (POAs) are excellent and often overlooked estate planning documents.

For individuals with an estate plan in place, the introduction of new legislation gives cause for concern that it may impact their estate plan.

When a Medicaid recipient passes away, the Medicaid Estate Recovery program is allowed to pursue assets from the estate. However, there are many options to protect assets from Medicaid recovery.

Stocks can be gifted as part of an estate plan and benefit the inheritor if they appreciate in value.

Families with concerns about a child’s marriage are often interested in protecting money from a child’s divorce.

While individuals often think about who would receive their assets when they die, they do not always think about the medical care they want if they cannot speak for themselves.

Estate planning for any sized estate is an important responsibility to loved ones.

Compassion is about empathy, care and concern for your fellow humans, about feeling the suffering of others in your local and global community and wanting to relieve it.

Occasionally clients are hesitant to utilize trusts in their estate plan because they “just have a simple estate” or believe they need substantial assets to warrant a trust.

Student of the Market - December 2020, from BlackRock