The New Capital Journal
Financial news, views, advice, and guidance.
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Mapped: Interest Rates by Country in 2022
The global economy is facing complex struggles, including inflation and the war in Ukraine. Against this backdrop, many countries are projected to rise interest rates over the course of 2022. Here's an early snapshot of global interest rates this year.
Required Distributions: Changes You Need to Know
The RMD 10-year rule substantially reduces the ability of most nonspouse beneficiaries to stretch distributions from an inherited defined contribution plan or IRA after the death of the original owner.
Are You Approaching Medicare Enrollment Age (Or Already Enrolled) and Have Questions or Need Some Guidance?
New Capital has partnered with Medicare BackOffice to help clients navigate Medicare.
The SEC's Proposed Climate-Risk Rule Helps All Investors
The proposed rule would help public companies come to terms with their climate-related risks and focus their attention on how they are going to manage them.
Federal Student Loan Repayment Postponed for Sixth Time
The U.S. Department of Education recently announced a record sixth extension for federal student loan repayment, interest, and collections, through August 31, 2022.
Don't Get Hooked By These Financial Scams
Learn the best ways to safeguard your personal information—and your money.
U.S. Wind Electricity Generation by State
Wind power makes up 8.4% of America's electricity generation, and is the country's largest renewable source of energy. Here's a look at how states compare in terms of utility-scale wind generation.
Should You Chase Dividend Stocks to Combat Inflation and Rate Hikes?
There’s no strong evidence that dividend stocks have delivered superior inflation-adjusted performance during periods of high inflation or rising interest rates.
VIDEO: The Social Security Statement Gets a Makeover
The personal social security statement has been redesigned for the first time. The new design is shorter, uses visual elements and include fact sheets tailored to a person's age and earning history.
What Are The Opportunities In Sustainable Transportation?
Investors ought to think beyond just EVs to the ecosystem around them for opportunities. This includes batteries, EV chargers, and electrification of the energy grid.
Visualizing the Distribution of Household Wealth, By Country
A majority of the world’s wealth is concentrated in just a few countries. In fact, almost a third of household wealth is held by Americans, while China’s population accounts for nearly a fifth.
Are You Satisfied With Your 401(k) Plan?
New Capital now offers Guideline’s 401(k) plans to clients for their businesses.
A Welcome End to a Low-Rate Era
Vanguard has emphasized for months that markets have underestimated just how high the Federal Reserve might need to raise its key interest rate target to quell inflation.
Just How Hot Is The Labor Market?
The March employment report contained a host of figures pointing to the strength of the U.S. labor market.
Visualizing the World’s Loss of Forests Since the Ice-Age
The effects of deforestation on the climate are already being seen and felt, and these repercussions are expected to increase with time.
Is the Russia-Ukraine War a Threat to the Global Economy?
Russia and Ukraine account for only about 2% of global gross domestic product, but high energy prices and supply shocks caused by the war could have a far-reaching impact on a global economy that has not fully recovered from the pandemic.
Cybersecurity: A Growing Risk
The threat of Russian cyberattacks highlights vulnerabilities across industries.
How to Give to Charity with your Equity Awards in a tax-smart way
If you receive equity awards as part of your compensation, there’s a strategy you can use year-round that can potentially minimize your taxes from a high-income year, reduce overconcentration of company stock in your portfolio, and, best of all, give back to the causes that matter most to you.
Managing Bond Risks When Interest Rates Rise
Rising interest rates should not affect the return on a bond you hold to maturity, but may affect the price of a bond you want to sell on the secondary market before it reaches maturity.