The New Capital Journal
Financial news, views, advice, and guidance.
Brought to you by New Capital and our business partners.
Why the Fed Changed Its Tune On Rates
Federal Reserve officials are closing out 2021 with a hard pivot toward a more-aggressive pace of interest-rate increases next year in response to a strengthening job market and unexpectedly stubborn inflation pressures.
NCM360 Access - Schedule Your Session
Schedule your 15-minute access session to get your access instructions and a quick tutorial on the NCM360 system.
Retirement Plan Limits on the Rise in 2022
Although the amount you can contribute to IRAs remains the same in 2022, other key numbers will increase, including how much you can contribute to a work-based retirement plan and the phaseout thresholds for IRA deductibility and Roth contributions.
“Build Back Better” Tax Changes Look To Be Muted
The investing world was abuzz with potential changes to taxes laid out in President Biden’s multi-trillion-dollar spending plan. Here’s a quick summary of where the latest proposals stand.
Bigger Gifts to Charities, Bigger Tax Deductions in 2021
Charitable giving feels good. So does reducing your tax bill. The CARES Act provides an opportunity to do more of both in 2021.
Visualizing the Accumulation of Human-Made Mass on Earth
In 2020, the amount of human-made mass exceeded for the first time the weight of all global living biomass. This infographic breaks down the composition of all human-made materials and the rate of their production.
Are All Global Central Banks on the Move?
While monetary policy normalization is beginning, it will unfold gradually over time, with rates moving from low levels. This is unlikely to pose a threat to global reflation, supporting global equities.
Market Perspectives: December 2021
Vanguard December market perspectives offers global economic and security returns forecasts.
New College Cost Data for 2021-2022 Academic Year
Over the past decade, average tuition, fees, room, and board costs have increased 11% at public colleges and 14% at private colleges over and above general inflation.
Missing the Market’s Best Days
The impact of missing just a few of the market’s best days can be profound, as shown by this animated look at a hypothetical investment in the stocks that make up the S&P 500 Index.
Social Security Announces Biggest COLA in Decades
The Social Security Administration has announced a 5.9% cost-of-living adjustment for 2022 - the largest increase since 1983.
Supply-Chain Chaos: Holiday Edition
Retailers have warned consumers that product shortages and shipping delays will continue — and perhaps worsen later in the season.
Why Are Rates Moving, Just Not Higher?
We still expect long nominal rates to gradually move higher in the months ahead driven by real yields realigning with above-trend real economic activity.
Top Investment Myths Busted - Webinar Recording
Watch a recording of our webinar: Top Investment Myths Busted, presented by Apollo Lupescu of Dimensional Fund Advisors
5 Tips to Maximize Your Impact for GivingTuesday
GivingTuesday is a global generosity movement that inspires hundreds of millions of people to give, collaborate and celebrate the power of giving.
Mutual Fund Distribution Calculations
Every year there may be activity from within mutual funds that result in a distribution of capital gains to shareholders. Our Investment Partners have provided calculators that can provide early estimates of these distributions.
Year-End Tax Planning During Uncertain Times
Tax laws are in flux, but investors can take these steps now.
Year-End Charitable Giving
The tax benefits associated with charitable giving could potentially enhance your ability to give and should be considered as part of your year-end tax planning.
Back to basics: Understanding ETFs
A deep dive into what ETFs are and how they’re constructed & traded, across the many types of ETFs that exist today.
The Great Disappointment of Active Share
The active-share score excels at description; it neatly distinguishes between funds that hug their benchmarks and those that do not. Beyond that, one should not ask.