The New Capital Journal
Financial news, views, advice, and guidance.
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ESG Municipal Bonds: The Next Sustainable Opportunity
Sustainable investing may have started in equities, but it's now expanding into a variety of specialized asset classes - including municipal bonds.
Crisis Averted? Financial Help for Struggling Renters and Landlords
The March 2021 federal stimulus bill added almost $22 billion in housing assistance to the $25 billion previously allocated by Congress.
The Coming Drivers of Inflation
Inflation expectations can have a self-fulfilling nature; as individuals and businesses expect to pay higher prices, they expect to be paid more themselves.
Getting Hot in Here: 2021 Summer Market Preview
The current state of low mortgage rates has made house hunters ready to pounce on almost any home that comes on the market, and that’s driving up prices.
Mapping the World's 25 Richest Countries
Looking at history, most high-income countries went through a similar linear journey. Beginning with agriculture-based economies, then periods of rapid industrialization, and finally became service-based economies.
Retirement Confidence Remains Strong, Despite Pandemic
Despite the economic shock of the coronavirus pandemic, American workers and retirees remain largely optimistic about their financial prospects for retirement.
How Might the American Jobs Plan Impact the Municipal Bond Market?
With state and local fundamentals well supported by direct and indirect federal aid and a rapidly improving economy, rich valuation across the municipal bond market are likely to persist.
Visualizing the Recent Explosion in Lumber Prices
Over the last year, the price of lumber increase 377%. Fluctuations in its price can significantly affect the housing industry and in turn, influence the broader U.S. economy.
What is an Advance Directive and Why Do I Need One?
Advance directives are a legal document that expresses a person’s decisions related to end-of-life care.
American Families Plan Would Provide Benefits for Some, More Taxes for Others
The American Families Plan includes $1.8 trillion in proposed investments and tax credits for American families and children over a period of 10 years, as well as tax increases for those who earn more than $400,000 annually.
Market Perspectives: May 2021
The somewhat earlier-than-expected direct payments alongside a continued strong pace of vaccinations point to the U.S. economy growing above the 5% we had previously anticipated in the first quarter.
Why Investors Might Think Twice About Chasing the Biggest Stocks
Expectations about a firm’s prospects are reflected in its current stock price. Positive news might lead to additional price appreciation, but those unexpected changes are not predictable.
Which U.S. Generation has the Most Power and Influence?
We’re on the cusp of one of the most impactful generational shifts in history.
Rising Inflation: Where Will It Go from Here?
In March 2021, the Consumer Price Index for All Urban Consumers rose 0.6%, the largest one-month increase since August 2012.
Common Mistakes when Making Beneficiary Designations
No matter what kind of estate plan you use, your plan can be undone by some common mistakes when making beneficiary designations.
Why Wall Street Issues So Many Buy Recommendations
Underlying causes include business pressures, investor expectations, and research habits.
What the CARES Act means for your charitable giving in 2021
Understand how the new stimulus package may impact your charitable contributions in the 2021 tax year.
Green Mortgages For A Green Home
An Energy Efficient Mortgage (EEM) can be used both to purchase or to refinance a home that is already certified as energy-efficient, as well as to finance the upgrades required to make a home energy efficient.
Global GDP Forecasts for 2021 and Beyond
In its April 2021 report, the International Monetary Fund (IMF) projected a strong recovery in 2021 and 2022 thanks to ongoing fiscal support, vaccine rollouts, and a general adaptation to pandemic life.
What a Difference a Year Makes: Markets in Review
Watch a recording of our webinar: What a Difference a Year Makes: Markets in Review