The New Capital Journal
Financial news, views, advice, and guidance.
Brought to you by New Capital and our business partners.
Refinancing Your Mortgage
When you refinance your mortgage, you take out a new home loan and use some or all of the proceeds to pay off the existing one.
The charitable opportunity with highly appreciated stock
Does your portfolio include long-term highly appreciated stock? It just may be the best asset to donate.
All The World’s Coal Power Plants in One Map
The use of coal for fuel dates back thousands of years. Demand for the energy source really started to soar during the Industrial Revolution, and it continues to power some of the world’s largest economies today.
What is a donor-advised fund?
A donor-advised fund is like a charitable investment account, for the sole purpose of supporting charitable organizations you care about.
Asset Protection in Estate Planning
Whether your concern is for your personal assets or your business, various tools exist to keep your property safe from tax collectors, accident victims, health-care providers, credit card issuers, business creditors, and creditors of others.
How Geopolitical Tensions May Impact Oil Prices and the Economy
The relationship between oil prices and economic growth has become more complicated in recent years. Conflict in the Persian Gulf has spurred modest oil price volatility in recent weeks, but prices didn't spike to high levels seen during some past conflicts.
IPOs: Profiles Are High. What About Returns?
Initial public offerings (IPOs) often attract media and investor attention, especially when familiar brands become broadly available to investors for the first time. New Dimensional research reveals some of the access and performance challenges that IPO investors face.
QUIZ: Is a donor-advised fund right for you?
There are many ways to give to charity. The chart below can help you decide which one is right for you.
Retirement Timing is Everything
When it comes to transitioning into retirement, timing really is everything. The age at which you retire can have an enormous impact on your overall retirement income situation, so you'll want to make sure you've considered your decision from every angle.
Data Breaches: Tips for Protecting Your Identity and Your Money
Large-scale data breaches are in the news again, but that's hardly surprising. Breaches have become more frequent — a byproduct of living in an increasingly digital world.
2018 Tax Filing Data Shows Need to Review Withholding
The IRS continues to encourage taxpayers to review the amount of tax they have withheld to avoid an unexpected tax surprise when they file their 2019 tax returns next year.
What is a Commodity Super Cycle?
The price of commodities is well known to be volatile with dramatic upswings and downswings. Aside from the effects of short term events, a larger pattern appears in the price of movements of commodities.
What Is The Purpose of Financial Planning?
What is the Purpose of Financial Planning? Jaycee Smalley discusses why a Financial Planner is a crucial partner in your financial future.
The Future of Philanthropy
How are key trends in philanthropy actually impacting individual donors?
Planning for Travel
From financial considerations, safety, health care, and planning for the unexpected, reduce the inevitable stress that accompanies traveling by preparing yourself as thoroughly as possible.
Mid-Year Market Review & Factor Evaluations - Webinar Recording
Watch a recording of our webinar: Mid-Year Market Review & Factor Evaluations
CBO Report Looks at Effect of Raising the Federal Minimum Wage
What effect would a wage increase have on wage earners, families, employers, and the economy? The Congressional Budget Office released a new report that examined the impact of raising the federal minimum wage and how this would affect employment and family income.
Planning for Succession of a Business Interest Flowchart
One of the important decisions a business owner must face is when and how to step out of the business–in other words, business succession planning.
Portfolio & Market Review: Q2 2019
The second quarter was full of ups and downs for stocks as investors had plenty to worry about.
Understanding Risk
Few terms in personal finance are as important, or used as frequently, as "risk." Nevertheless, few terms are as imprecisely defined.