The New Capital Journal
Financial news, views, advice, and guidance.
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A Great Bear Market Experience
An “unofficial” bear market descended on stocks in the fourth quarter of 2018 despite ongoing strength in the US and other economies, and in early 2019 we are seeing weakening of some economies.
Fidelity 2-Step Authentication with VIP Access
Fidelity offers 2-Step Authentication as a quick and simple way to add an extra layer of security to your Fidelity.com accounts.
What Will You Pay for Medicare in 2019?
Here's a look at some of the costs that will apply in 2019 if you're enrolled in Original Medicare (Part A and Part B).
Portfolio & Market Review: Q4 2018
The fourth quarter of 2018 delivered some of the worst returns to investors since the current expansion began in 2009.
How Every Asset Class, Currency, and Sector Performed in 2018
It’s hard to say where markets will head in 2019 – but it’s worth taking one final look back at 2018 to see how it impacted investors.
CHAIRMAN'S LETTER: To our shareholders
Larry Fink’s Chairman's Letter to Shareholders from BlackRock's 2018 Annual Report
After Rocky Year-End, Risks Follow Investors into New Year
In the final quarter of 2018, interest rate and growth fears, along with geopolitical events, sparked volatility in the financial markets and reversed many of the outsize stock gains notched earlier in the year.
Principles
At a time of heightened market and political uncertainty, it is always worth re-visiting the investment principles that we believe in, and why we believe them.
Portfolio & Market Review: November 2018
The month began with a rebound from October, but the rally was short lived as equity markets across the world retested the October lows as economic data rolled in.
24 Cognitive Biases That Are Warping Your Perception of Reality
Human brains are hard-wired to make all kinds of mental mistakes that can impact our ability to make rational judgments.
Portfolio & Market Review: October 2018
October truly was a scary month as stocks closed the month well below their end-of-September values.
November 1 Begins Open Enrollment for Health Insurance Marketplaces
Beginning on November 1, 2018, individuals (including their families) may apply for new health insurance or switch to a different health-care plan through a Health Insurance Marketplace under the Affordable Care Act (ACA).
Bear in the Woods: Emerging Markets Credit Crisis
On September 6, 2018, the MSCI Emerging Markets (EM) Index — which tracks stocks in 24 of the world's largest developing economies — dropped 20% below its January high, a level of decline that is commonly considered a bear market.
Podcast: A Better Approach to Roth conversions
In this 14-minute podcast, Vanguard Wealth Planning Specialist Boris Wong discusses when Roth conversions make sense from a tax perspective.
Any Given Year
As an advisor who has gone through two decades of market ups and market downs, I know very well that investors get very antsy in their portfolios when US stocks markets strongly outperform everything else.
Portfolio & Market Review: Q3 2018
While the quarter was kind to the US markets, the same cannot be said about international markets.
New Credit Legislation
Recently, as part of the Economic Growth, Regulatory Relief, and Consumer Protection Act of 2018, Congress made several changes to credit rules that benefit consumers.