Federal Student Loan Interest Rates Set to Increase for 2021-2022

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After two years of decreases, interest rates on federal student loans are set to increase almost a full percentage point for the 2021-2022 school year.


After two years of decreases, interest rates on federal student loans are set to increase almost a full percentage point for the 2021-2022 school year. (1) The interest rates on federal student loans are reset each year after the May auction of the 10-year Treasury note.

The rates apply to new federal student loans issued on or after July 1, 2021, through June 30, 2022. The interest rate is fixed for the life of the loan.

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1) The New York Times, May 28, 2021
2) U.S. Department of Education, 2021



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