New Capital Management

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How to Plan for Retirement

When you start to plan for retirement, you must consider what your funding sources will be. Social Security and your company pension won’t be enough. In addition to considering 401(k)s, IRAs, and 403(b)s, here are four steps you can take to help you figure out how to plan for retirement:

  1. Budget for expenses by determining how much money you'll need for retirement

  2. Get started by understanding the different ways to save

  3. Grow your savings by investing your retirement assets over time

  4. Stretch your retirement income after you have retired

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